Calculators
Simple Tools to Help You Understand Your Home Loan Options
Buying a home or refinancing comes with big financial decisions, and it’s normal to wonder what you can afford or how different loan options might affect your repayments. These calculators are designed to give you a quick, clear starting point without overwhelming numbers or confusing terminology.
They won’t replace personalised advice, but they can help you feel more confident before we speak.
What You Can Use These Calculators For
You can use the tools to explore things like:
- how much you might be able to borrow
- what your monthly repayments could look like
- how different interest rates affect your budget
- the impact of loan terms over time
They’re a simple way to get a sense of your options so you’re not guessing or relying on rough estimates.
A Helpful First Step Not a Final Answer
Your financial situation is unique, and lenders assess more than just numbers in a calculator.
After you’ve tried the tools, I’m here to walk you through what the results mean for your actual borrowing position, using clear explanations and personalised guidance.
If you feel unsure after using the calculators, that’s completely normal and exactly what I’m here to help with.
Borrowing capacity calculator
Your Income (Before tax)
Expenses & Debts (Monthly)
Desired Loan Details
Mortgage repayment calculator
Please enter your loan details above and click calculate.
Property purchase costs calculator
Property & Loan Details
Calculated from Property Value and Loan Amount.
Buyer & Property Type (for Duty)
Other Estimated Costs
Enter your own estimates or use the defaults provided.
Enter details above to estimate costs.
Stamp Duty calculator
Foreign buyers may be subject to additional surcharge duty in most states/territories.
Select your state and enter details to estimate stamp duty.
Ready to Explore Your Numbers?
Take a moment to try the calculators below. When you’re ready for personalised advice or want to confirm what the numbers mean for you, we can discuss your situation together.